Positions & decisions
Coverage positions, accounts of events and the information available when decisions were made.
Forensic analysis for Ontario insurance litigation
A clearer view of
the claim record.
Fault Audit is designed to connect the evidence across an insurance claim file—and organize the issues for legal review.
The purpose
More than a summary
of the file.
The significance of a document often lies elsewhere in the record: an earlier assurance, a later qualification, an internal note or a report referenced in correspondence.
Fault Audit focuses on those relationships. The aim is a structured account of the issues, the evidence supporting and qualifying them, and the questions the available record leaves unresolved.
A considered review
The questions behind the record.
Actions & follow-through
Requests, acknowledgements, investigations and commitments, considered alongside the subsequent record.
Amounts & record gaps
The relationship between documented loss, payments and referenced material not located in the review.
Work product
Evidence that is easier
to work with.
Issue summaries, source-linked chronologies, document comparisons and focused lines of enquiry. Organized around the matter—not around the order in which the documents arrived.
Explore the work productAreas of focus
Different claims.
A source-led approach.
Title insurance
The property.
The policy. The record.
Coverage positions, title and property records, investigations and proposed remedies.
Title insurance disputesAutomobile property damage
The loss.
The decision. The evidence.
Fault and coverage positions, repair and valuation records, loss-of-use documentation and payments.
Automobile property-damage disputesA closer look at Fault Audit.
For further information about our approach and potential applications within your practice, please get in touch.